AU Bank offers Net Banking and Mobile Banking services in 2023 ,au net banking login providing you the flexibility to conduct banking transactions wherever and whenever you prefer. Net Banking can be accessed through a personal computer or laptop, while Mobile Banking is available on mobile devices and tablets, provided you have an internet connection.
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Key Features of AU Bank Net Banking
- Available 24/7, 365 days a year for your convenience.
- Both Net Banking and Mobile Banking services are secure.
- Provides a dashboard view of your entire relationship with the Bank.
- Allows you to view recent and past transactions, including debits and credits.
- Enables you to book deposits online.
- Facilitates money transfer through various payment modes, including Internal Funds Transfer, Own Account Transfer, and other Bank Transfers via NEFT, RTGS, and IMPS.
- Allows you to place stop cheque instructions.
- Provides the option to order a new cheque book.
- For more information, please visit your nearest branch of AU Small Finance Bank.
AU Net Banking Login and Registration
For your convenience, here are the links to access AU Bank Net Banking:
- Login to AU Bank Net Banking: Click here to login
- Register for AU Bank Net Banking: Click here to register
Important Requirements:
To successfully register for AU Bank Net Banking, please ensure that you have the following:
- Account Number: Have your account number on hand.
- Customer ID: Your unique Customer ID is required.
- Debit Card: Ensure you have your Debit Card details ready.
- Registered Mobile Number: The mobile number registered with the bank is essential.
- Debit Card PIN: Be ready to provide your Debit Card PIN.
- Once you initiate the registration process, you will receive a One Time Password (OTP) on your registered mobile number. Please enter this OTP correctly to proceed.
- To protect your account, do not share your Net Banking User ID and Password with anyone.
- Your Email ID should be the one registered with the bank at the time of account opening. If no email ID is registered with the bank, you can enter any of your valid personal email IDs.
Requirements for Accessing Net Banking and Mobile Banking Services
To use our Net Banking services, you’ll require a web browser such as Internet Explorer, Google Chrome, Mozilla Firefox, or Apple Safari.
To access our Mobile Banking services, you’ll need to install the AU Small Finance Bank Mobile Banking application on your Android-based phone from the Play Store.
Q4. Can I use AU Small Finance Bank’s Net Banking or Mobile Banking service if I am not an account holder?
To utilize our Net Banking or Mobile Banking services, having an account with us is a prerequisite. We welcome you to open an account with AU Small Finance Bank. For more information, please visit your nearest AU Small Finance Bank branch or contact us at 1800 1200 1200.
Q5. Who is eligible for Net Banking and Mobile Banking services?
Net Banking and Mobile Banking services are available to all Savings Account holders.
Q6. What services can I access with Net Banking and Mobile Banking?
Net Banking and Mobile Banking services provide you with 24/7 account access, giving you the flexibility to manage your accounts anytime and anywhere. You can perform a wide range of transactions online, including viewing statements, ordering checkbooks, conducting Funds Transfers, and booking Term Deposits, among other capabilities.
Services include:
Account Details: You can check your bank account details, view your account balance, check your account status, download statements, and access mini statements. Additionally, you can review details of your Deposit and Loan Accounts in one place.
Term Deposit: You can easily create Fixed Deposits online using our Net Banking platform. You can also access deposit details and download statements.
Payments: Our services enable you to perform internal Funds Transfers, transfer funds to your own accounts, send funds to other banks through NEFT, RTGS, and IMPS, conduct Peer-to-Peer Payments (transfer money via email or mobile number), add payees, and set up standing instructions for recurring payments. If you’ve set up standing instructions, you can also view upcoming payments.
Other Services:
- Financial: You can request checkbook issuances, initiate Stop Cheque payments, and save transactions as favorites for convenient future payments.
- Non–Financial: Manage your profile, change your password, configure alerts for Savings Accounts, and view transaction limits.
AU Net Banking Login
Q1: How do I get access to Net Banking or Mobile Banking services for the first time?
To register for Net Banking or Mobile Banking services, follow these steps:
- Ensure you have your Savings/Current/Loan Account number, Customer ID, registered mobile number, and Debit Card details during the registration process.
- Select the ‘Register’ option on the Net Banking and/or Mobile Banking screen.
- Choose your Account type, enter your customer ID, account number, first & last name, email ID, and date of birth, then click on ‘Continue’.
- After validation, you will receive an OTP (One Time Password) on your registered mobile number. Enter the OTP, followed by your Debit Card’s details, and click ‘Submit’.
- You will then be prompted to create a new User ID and login password.
- Enter your new User ID and Login Password, read and accept the ‘T&C,’ and click ‘Submit.’
- Your registration process is now complete, and you can log in to Net Banking or Mobile Banking using the newly created User ID and login password.
Q2: How can I change my Net Banking or Mobile Banking login password?
You can change your Net Banking or Mobile Banking password at any time using the ‘Change Password’ option provided in the ‘My Profile’ section available after login.
Q3: How does one choose Net Banking or Mobile Banking login password?
To set your AU Small Finance Bank’s Net Banking or Mobile Banking password, follow these guidelines:
- Password should be between 8 and 16 characters.
- It should contain at least 1 number, 1 uppercase letter, 1 lowercase letter, and 1 special character (@, #, or $).
Q4: What happens if I forget my Net Banking or Mobile Banking login password?
If you forget your login password, you can regenerate it by entering your account details and Debit Card credentials in the ‘Forgot Password’ link available at the login screen.
Q5: What if I forget my user-id?
If you forget your user ID, you can call our customer care at 1800 1200 1200 or visit the nearest branch of AU Small Finance Bank for guidance on the next steps.
Q6: Are user IDs and passwords case sensitive?
User IDs are not case sensitive, but passwords are case sensitive.
Q7: What are the charges for using Net Banking or Mobile Banking services?
Currently, AU Small Finance Bank’s Net Banking and Mobile Banking services are available free of cost.
AU Bank Net Banking Fund Transfer
Q1: What is Funds Transfer?
Funds transfer involves the transfer of money from one bank to another bank or within the same bank, following RBI guidelines.
Q2: Which types of funds transfer can I do through Net Banking or Mobile Banking?
Through Net Banking or Mobile Banking, you can perform the following types of Funds Transfer:
- Between your own linked accounts
- Within the bank accounts
- To Other Bank’s Accounts via NEFT, RTGS, and IMPS
- Peer to Peer payment (transfer money via email/mobile number)
Q3: What is National Electronic Funds Transfer (NEFT)?
NEFT is an RBI service network that allows participating banks to transfer funds within the network in a relatively short time. You can use this service through Net Banking and Mobile Banking to transfer funds to various branches of most banks across the country as per RBI guidelines.
Q4: What is Real Time Gross Settlement System (RTGS)?
RTGS is an electronic form of funds transfer that takes place on a real-time basis. In India, it is used for high-value transactions, with a minimum amount of Rs. 2 lakhs.
Q5: What is Immediate Payment Service (IMPS)?
IMPS is an instant interbank electronic fund transfer service available 24×7 throughout the year, including Sundays and other bank holidays, through Net Banking and Mobile Banking.
Q6: How can I do Funds Transfer transactions (NEFT, RTGS, or IMPS) through Net Banking or Mobile Banking?
To initiate Funds Transfer transactions through Net Banking or Mobile Banking, follow these steps:
Step 1: Login to your Net Banking or Mobile Banking.
Step 2: Addition of Beneficiary. During beneficiary addition, keep the following details handy:
- Name of the beneficiary bank and name of the beneficiary customer
- Beneficiary account number
- IFSC code of the receiving bank branch
Here are the detailed steps for adding a beneficiary:
- Go to ‘Payments’ and click on ‘Manage Payees.’
- In ‘Manage Payees,’ go to the ‘Add New Payee’ tab.
- Select the payee type as ‘Bank Account.’
- Choose Account Type as ‘Domestic.’
- Enter the Payee’s name, account number, account name, account type, IFSC code, and a nickname for future reference.
- After entering the details, click ‘Add’ to proceed.
- You will receive an OTP (One Time Password) on your registered mobile number.
- After OTP validation, your beneficiary payee will be added.
Step 3: Initiate Funds Transfer transaction. Follow these steps:
- Go to ‘Payments’ and click on ‘Transfer Money.’
- Select ‘Transfer Type’ as ‘Existing Payee.’
- Choose the payee nickname to whom you want to transfer funds.
- Select your account for debiting the amount under ‘Transfer From.’
- Select the transfer mode from NEFT, RTGS, or IMPS under ‘Pay Via.’
- Enter the transfer amount and remarks, then click ‘Transfer.’
- You will receive an OTP on your registered mobile number.
- After successful OTP validation, your funds transfer instruction will be initiated.
Please be aware that, as a security measure, Funds Transfer to any new beneficiary will only be enabled after a waiting period of 30 minutes following a successful beneficiary addition. For immediate transfers within this 30-minute window, you can utilize the IMPS service, subject to transaction limits.au net banking login
Q7. What is IFSC Code?
The Indian Financial System Code (IFSC) is an RBI-issued code designed to uniquely identify all branches of every bank participating in the NEFT, RTGS, and IMPS systems. When selecting the beneficiary’s branch, ensure that the IFSC code listed for the branch matches the IFSC code of the branch to which you intend to transfer your funds.
Q8. What are the transaction limits post beneficiary addition?
Type Of Transaction | Upto 30 minutes (INR) | 30 minutes to 1 day (INR) | Daily Transaction Limit post 1 day of beneficiary addition (INR) | Maximum transactions per day | Maximum Per Transaction value (INR) |
---|---|---|---|---|---|
IMPS | 5,000 💵 | 10,000 💵 | 10,000 💵 | 99 🔄 | 10,000 💵 |
Internal FT | 10,000 💵 | 50,000 💵 | 10,00,000 💵 | 99 🔄 | 10,00,000 💵 |
NEFT | – | 50,000 💵 | 10,00,000 💵 | 99 🔄 | 10,00,000 💵 |
RTGS | – | – | 10,00,000 💵 | 5 🔄 | 10,00,000 💵 |
Please note: The daily cumulative transaction limit for the channel is up to INR 10 Lacs.
Q9. Are there any charges for Funds Transfer?
There are no charges for using the Funds Transfer facility through Net Banking or Mobile Banking.
Q10. What are the Funds Transfer transaction timings?
The Funds Transfer transaction timings are as follows:
NEFT (National Electronic Funds Transfer)
From Monday to Saturday (except the 2nd and 4th Saturday of the month):
- At Branch: 9:30 hrs to 17:30 hrs
- Net Banking: 8:00 hrs to 17:30 hrs
IMPS (Immediate Payment Service)
IMPS service is available 24 x 7.
Q11. What are the declared bank holidays for the calendar year 2018?
In addition to Saturdays (2nd and 4th Saturday of the month) and Sundays, the declared bank holidays for the Funds Transfer System (NEFT & RTGS) in the calendar year 2018 are as follows:
- Friday, January 26, 2018 – Republic Day
- Friday, March 30, 2018 – Good Friday
- Wednesday, August 15, 2018 – Independence Day
- Wednesday, August 22, 2018 – Id-Ul-Zuha (Bakri Id)
- Tuesday, October 2, 2018 – Mahatma Gandhi Jayanti
- Tuesday, December 25, 2018 – Christmas