ICICI Bank account holders have the flexibility to obtain their bank statements according to their preferences. You can request bank statements for a specific day, a month, a quarter, or a year, depending on your requirements. icici bank statement download Typically, banks offer account statements on a monthly, quarterly, or yearly basis at no additional cost. When opening an account, you will be asked to specify your preference for receiving the bank statement, either electronically or in physical form.
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ICICI Bank Statement
Question: If account statements are delivered electronically via email in PDF format, are they secured? If so, how can they be accessed?
Answer: Account holders who have opted to receive account statements electronically will get these statements in PDF format via email, and they are password protected. The email itself contains instructions on how to access the account statement. Generally, the password is a combination of the first 4 letters of the account holder’s name, along with the date and month of birth.
For example, if Mr. ABCDEFGH’s date of birth is 01-01-2000, the password would be ABCD0101.
Format of ICICI Bank Statement
The ICICI Bank statement format is divided into three sections:
- Account Holder Details: This section includes the Account Holder’s Name, Registered Mobile Number, and Residential Address.
- Account Details: It contains information about the account type, balance, total balance, and any nomination details.
- Transaction History: This section includes a record of all transactions, both debits and credits, with details such as the date, amount, and, in some cases, check numbers.
How to Obtain ICICI Bank Statement
ICICI Bank provides various methods for account holders to receive their statements. When opening an account, customers have the choice to select how they want to receive their statements, either in physical or electronic form. If account holders opt for physical statements, they can obtain them by visiting the bank branch. If they choose electronic statements, the bank will send the statement to their registered email address on a monthly basis.
Bank Statement Charges
ICICI Bank typically issues statements on a monthly and quarterly basis, although account holders can request statements for specific time periods. If account holders opt to receive a physical monthly statement, ICICI Bank charges Rs. 200.
The charges for bank statement issuance vary based on the frequency and delivery mode:
|Frequency of Bank Statement
|Mode of Receipt
|Amount (In Rs.)
ICICI Bank Statement
Typically, statements received via email are in PDF format and come with password protection. The email also includes instructions on how to open the PDF file. It’s important for account holders to thoroughly review these instructions. icici bank statement download
Viewing Statements on Mobile
Bank statements can also be accessed through internet banking and mobile banking. If you’re a registered mobile banking user, you can download the iMobile app on your smartphone, log in using your credentials, and then select your account number and the desired time period to access your account statement. icici bank statement download
Internet Banking Overview
Here’s how to view your ICICI Bank statement through internet banking:
- Log in to ICICI internet banking using your User ID and password. Click on the “E statement” option.
- Select your account number and the desired time period, then click “OK” to generate the bank statement.
- The bank statement will be displayed on the screen, and you can also download it.
Advantages of ICICI Bank Statement
icici bank statement download provide valuable benefits to account holders, including:
- Financial Tracking: They enable account holders to easily monitor their funds, helping them keep a close eye on their financial transactions and account balance.
- Spending Insights: Bank statements aid in identifying spending patterns and habits, which can be valuable for budgeting and financial planning.
- Expense Accountability: Account statements assist in keeping track of bank charges and fees, such as those related to SMS services, ATM cards, or penalties for falling below minimum balance requirements. This transparency ensures that account holders are aware of any additional expenses.
ICICI Bank Statement (FAQ)
No, visiting a bank branch is not mandatory. Account holders can quickly obtain their bank statement using internet banking or mobile banking.
If account holders opt for monthly physical account statements, a fee of Rs. 200 will be charged. However, no fee is levied for other formats.
Bank statements can be viewed for various time periods, including a day, a week, a month, quarterly, or annually.
Yes, bank statements received via email are password protected. The email itself contains instructions on how to open the statement. Account holders should read these instructions carefully.
Account holders have several options for viewing their ICICI Bank statement:Visit the bank branch and request a physical statement.
Use internet banking or mobile banking to download the statement.
View the statement on-screen or download it using these electronic banking methods.
To download the bank statement through internet banking, account holders must be registered for this service. Ensure you have a User ID and password for internet banking access. If not already registered, visit a branch to complete the registration process.