Paytm has undertaken commendable efforts in the development of the Paytm SBI credit car, introducing a highly successful and innovative concept to promote widespread credit card usage in our country. Despite the prevalent belief that credit cards are exclusively for the affluent, Paytm has debunked this misconception, offering a simple and hassle-free solution for individuals across all segments to access a credit card. Being the largest bank in our nation, SBI’s endorsement adds a significant level of trust to this initiative. In collaboration, Paytm and SBI have crafted this credit card, and this article provides detailed insights into the Paytm SBI Credit car. and the card selection process.
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Selecting the Paytm SBI Credit Car.
Paytm has introduced two categories of credit cards—one available to everyone and another exclusive to selected Paytm and SBI members. The Paytm SBI Credit Car. is priced at approximately 499 rupees, while the Paytm SBI Select Card is available for around 1299 rupees, with distinctive features tailored for select members. Both cards offer unique benefits, complementing the lifestyles of users with fantastic cashback and offers. Additionally, they provide security measures against cyber fraud, addressing a growing concern in today’s digital landscape.
|Features||🌟 A lot of cashback and offers insurance from cyber fraud. You can manage your card directly from the Paytm application.|
|Eligibility criteria||🎯 Age must be 21, at least either self-employed or salaried. For Paytm SBI card select, you have to be the select member first.|
|Application process||📲 Open the Paytm application after downloading it from the app store, find the “apply for the credit card” option, follow the instructions, and fill the form carefully.|
|Documents Required||📄 Income proof and address proof – ID proof (PAN card).|
You can conveniently access all the card features directly through the Paytm application, including tracking cash usage and checking the remaining balance. The application also offers the functionality to block the card in case of theft. Overall, the Paytm SBI credit car. proves to be an impressive option, worth giving a try.
There are specific eligibility criteria that must be adhered to in any case. If you wish to acquire a Paytm SBI cred car., you need to be mindful of these eligibility criteria, including:
- The applicant must be 21 years of age or above.
- You must be a citizen of India.
- You can be either self-employed or a salaried employee.
- There is no income barrier, allowing you to apply for a card without concern for your income level.
- For the select card, you need to be a select member of Paytm.
Application Process (Online/Offline)
The application process for the Paytm SBI credit car. is available both online and offline. You have the option to visit the bank in person or apply directly through the Paytm application. The process is simple and convenient, and your card can be approved within a few hours, with delivery expected in a matter of days.
This streamlined application process contributes to the overall success of the scheme. Cardholders can enjoy significant discounts, special offers, and cashback benefits. The collaboration between Paytm and SBI has resulted in a credit card that offers considerable flexibility in daily life. This card is particularly user-friendly, making it suitable for individuals of all ages. Payments can be easily managed directly from your phone, eliminating the need for the physical card. In many ways, this card has revolutionized the credit card experience.
Let’s explore the application process for the Paytm SBI credit car. and Paytm SBI card select:
- Step I – Begin by downloading the Paytm application or visiting the bank.
- Step II – If you choose to visit the bank, the officials will furnish you with all the necessary details regarding form filling and required documents. For the Paytm application, follow the provided steps.
- Step III – After completing the details about yourself, you will be prompted to provide identification proof.
- Step IV – Submit a copy of your Aadhaar card or any other identification proof. In the online process, you need to provide the Aadhaar number or any other identification proof number.
- Step V – Provide additional documents related to your income, address, and other relevant information.
- Step VI – For the Paytm SBI credit car, there is a fee of 499 rupees, and for the Paytm SBI card select, the fee is 1299 rupees. This amount will also serve as the annual charge for your card.
Required Documents for Credit Card
Documents Required for Paytm SBI Credit Car. and Paytm SBI Card Select:
- ID Proof
- PAN Card
- Address Proof
- Income Proof
- For self-employed: Details related to your business
- For salaried employees: Salary slip
- Passport-size photograph or scanned image of your photo.
The annual charges differ for both cards. Paytm SBI credit card has an annual fee of 499, while Paytm SBI card select requires a payment of 1499. There are also variations in features and benefits.
No need to visit any bank. The entire application process can be completed from the convenience of your home through the Paytm application, which also provides access to card-related features.
The credit limit set by the bank typically ranges between Rs. 10,000 and Rs. 10 lakh.
No, it is not possible to pay the SBI Credit Card bill using your Paytm Wallet. However, you can use the Paytm UPI interface to pay SBI Credit Card bills directly from your bank account.