PNB Bank Aadhaar Link 2023: How to Link Your Aadhaar Card to PNB Bank Account In this guide, we provide a step-by-step process for linking your Aadhaar Card to your Punjab National Bank (PNB) account. The Reserve Bank of India (RBI) has emphasized the importance of linking your bank account with your Aadhaar Card. RBI has urged banks to implement this linkage promptly, without awaiting further directives. RBI’s clarification comes in response to certain media reports that suggested the Reserve Bank of India was not associated with the decision to link bank accounts with Aadhaar. Now, let’s proceed to the step-by-step instructions for linking your Aadhaar Card with your PNB Bank account.
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Linking Aadhaar Card to Your PNB Bank Account: A Step-by-Step Guide
In this guide, we provide a comprehensive step-by-step process to link your Aadhaar Card to your Punjab National Bank (PNB) account. The Reserve Bank of India (RBI) has mandated this linkage, and we outline the procedure for your convenience.
RBI’s Clarification
The RBI emphasizes that linking your Aadhaar Card to your bank account is obligatory. The Central Government issued the Money Laundering Prevention (Maintenance of Records), Second Amendment Rule 2017, on June 1, 2017, making it mandatory to link Aadhaar Numbers to bank accounts. Banks are implementing this rule without waiting for further orders.
Last Date for Aadhaar Linking
As per a notification issued by the Central Government earlier this year, you must link your Aadhaar Card to your bank account by December 31. Failure to do so may affect your transactions, and your account could be at risk of closure.
How to Link Aadhaar Card to PNB Bank Account Online
Aadhaar can be linked to your existing account in one of the following simple ways:
1. OTP Based Aadhaar Seeding and Account Authentication: Under the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017, all accounts must be Aadhaar seeded and authenticated using biometric or Yes-No facility.
To begin, you need to have your mobile number registered with both your bank account and your Aadhaar database. This secure web page allows you to seed and authenticate your Aadhaar from the comfort of your home.
Here are the steps:
- Enter your valid account number and click “Continue” to receive an OTP (One-Time Password) on your registered mobile.
- Enter the OTP and captcha, and click “Validate.”
- Enter your Aadhaar Number and click “Continue.”
- You will receive an OTP from UIDAI on your registered mobile. Enter this OTP and validate it.
- Your personal details will be displayed once validation is successful.
Aadhaar Linking through PNB Internet Banking Portal
If you are an internet banking user, you can log into PNB Net Banking and select “Link your Aadhaar number” under “My Accounts” on the left panel of the screen. Then, follow the instructions to link your Aadhaar.
Aadhaar Linking through Branch
You can visit any PNB branch with a copy of your Aadhaar number or e-Aadhaar. The branch will obtain a Letter of Request along with a Xerox copy of your Aadhaar. After necessary verification, the linking will be done by the branch, and you will receive an SMS regarding the status of seeding.
Aadhaar Linking through Offline Mode
To link your Aadhaar Card offline, you need to visit your bank branch and submit an Aadhaar Card linking form, your original Aadhaar Card, and a photocopy of it. The bank will then verify your details and start the verification process. Once the details match, you will be notified through your registered mobile number that your Aadhaar Card has been successfully linked to your PNB account.
Don’t delay in linking your Aadhaar Card to your PNB bank account to ensure uninterrupted banking services and compliance with regulatory requirements.
Please Note: The last date for Aadhaar linking is fast approaching, so complete this process at your earliest convenience to avoid any inconveniences.
PNB Bank Aadhaar Link FAQ
Linking your Aadhaar Card to your PNB Bank account is the process of associating your unique Aadhaar number with your bank account. The Reserve Bank of India (RBI) has mandated this linkage for various financial transactions and services.
Aadhaar Card linking is essential to comply with regulatory requirements set by the RBI and the Central Government. This linkage aims to enhance transparency, reduce fraudulent activities, and provide a more secure and efficient financial ecosystem.
Yes, it is mandatory to link your Aadhaar Card with your PNB Bank account. The Central Government issued a notification emphasizing this requirement.
As per the Central Government’s notification, you must link your Aadhaar Card to your bank account by December 31. Failing to do so could impact your banking transactions, and your account may be at risk of closure.
Yes, you can link your Aadhaar Card to your PNB Bank account online. The bank offers an online portal where you can complete the Aadhaar Card linking process.