Standard Chartered Credit Card Status: Unraveling the Mystery in Minutes

Track your Standard Chartered Bank Credit Card application status easily. This article offers comprehensive details on checking the status of your Standard Chartered Credit Card application online. Learn how to verify and approve your Standard Chartered Bank Credit Card application. Get a detailed guide on checking your Standard Chartered Bank Credit Card Application Status online or via the Customer Care helpline number for 2023. Discover the steps to check the status of your Standard Chartered Bank Credit Card.

Checking Standard Chartered Bank Credit Card Application Status Online

Types of Standard Chartered Bank Credit Cards

1. Standard Chartered Bank Ultimate Credit Card
2. Standard Chartered Bank Landmark Rewards Platinum Credit Card
3. Standard Chartered Bank Super Value Titanium Credit Card
4. Standard Chartered Bank Manhattan Platinum Credit Card
5. Standard Chartered Bank Platinum Rewards Credit Card
6. Standard Chartered Bank Standard Chartered Yatra Platinum Credit Card
7. Standard Chartered Bank Priority Banking Visa Infinite Credit Card
8. Standard Chartered Bank Emirates World Credit Card And Many More…

Checking Standard Chartered Bank Credit Card Status Online

1. Go to the Standard Chartered Credit Card Official Website https://www.sc.com/in/credit-cards/.
2. Click on the “Credit Card” menu after visiting the official Standard Chartered Credit Card Website.
3. On the Standard Chartered Credit Card page, scroll down to find the “Track Application” link and click on it.
4. You’ll be directed to the official tracking page.
5. Enter your Application Number, Mobile Number, or Date of Birth, and click on the “Track Status” button.
6. Your credit card status will appear on your computer or mobile screen.

Note: If your credit card application is rejected or not approved, refrain from applying for a Standard Chartered Credit Card for the next 6 months.

Checking Card Activation

To determine if your card is active, contact us at 91-22-67987700 or visit your nearest Standard Chartered Bank Branch. Please provide your 16-digit card number and card expiry date for this information.

Instant Approval for Standard Chartered Bank Credit Card

For instant approval of your Standard Chartered Bank credit card, please submit the following documents:

• Last 2 years ITR Copy with income exceeding Rs 2,50,000
• Postpaid Mobile Bill or Landline Bill
• Last 3 statements of your credit card if you have another bank credit card
• PAN Card Copy
• Other ID Proof and Address Proof

Understanding Standard Chartered Bank Credit Card Fees and Benefits

When is late payment charge levied?

Late payment charges will be enforced if the Minimum Amount Due isn’t settled by the payment due date. To avoid incurring late payment charges, ensure that clear funds are credited to your Standard Chartered Bank Card account on or before the payment due date. Late payment charges are as follows:

• Rs 100 for statement outstanding balances up to Rs 500.
• Rs 350 for statement outstanding balances between Rs 501 and Rs 2,000.
• Rs 500 for statement outstanding balances between Rs 2,001 and Rs 4,000.
• Rs 700 for statement outstanding balances between Rs 4,001 and Rs 20,000.
• Rs 800 for statement outstanding balances exceeding Rs 20,000.

Over-limit charges

You’ll incur Rs 500 per instance or 2.5% of the over-limit amount, with a minimum charge of Rs 500.

Interest-Free Period

Your Payment Due Date on the card can fall between 18 and 25 days after the Statement Date. This interest-free credit period can vary from 18-48 days to 25-55 days based on your Payment Due Date. However, this period doesn’t apply to cash advances and revolving balances, which accrue interest from the transaction date. Please note, we reserve the right to change this interest-free period with prior notice.

For instance, if your Statement Date is 2 Nov (covering transactions billed from 3 Oct to 2 Nov) and your Payment Due Date is 24 Nov, and you’ve paid the total amount due by 24 Nov, you qualify for the interest-free period. In this case, the Payment Due Date is 22 days after the Statement Date, giving you an interest-free period ranging from 22-52 days.

Illustrative Example for Interest-Free Period Calculation: Consider a statement from 11 April to 10 May with a payment due date of 28 May. Assuming you’ve cleared your previous month’s dues in full, the grace period would be:

• For a purchase dated 12 April, the interest-free grace period spans from 12 April to 28 May, totaling 48 days.
• For a purchase dated 2 May, the interest-free grace period spans from 2 May to 28 May, totaling 27 days. However, if you haven’t cleared the previous month’s balance in full before the due date, there won’t be an interest-free period.

Goods and Services Tax (GST)

From 01 July 2017, Goods and Services Tax (GST) replaced Service Tax. The current GST rate for banking and financial services stands at 18%, applicable to all fees, interest, surcharges, and other charges.

For further queries about the “Standard Chartered Bank Credit Card Status,” please leave a comment in the section below.

Standard Chartered Credit Card Status FAQ