In 2023, BOB Net Banking by Bank of Baroda continues to provide the convenience of banking on your terms. With Bank of Baroda’s Net Banking and BOB Mobile Banking, Registration services, you have the flexibility to conduct your banking transactions at your convenience, whether you prefer the comfort of your personal computer or laptop for Net Banking or the ease of your mobile phone or tablet for Mobile Banking, as long as you have an internet connection. Under the comprehensive umbrella of “Baroda Connect,” customers have access to various e-Banking products, with Internet Banking being one of the prominent offerings. With “Baroda Connect,” you can manage your bank account(s) around the clock, 24/7, from anywhere, with just a simple click of the mouse.
इस पोस्ट में क्या है ?
- 1 Unique Features of BOB Net Banking
- 1.1 Documentation Needed for BOB Net Banking
- 1.2 How to Sign Up for Bank of Baroda Internet Banking?
- 1.3 Bank of Baroda Internet Banking Login Process and Activation
- 1.4 Steps to Reset Bank of Baroda Net Banking Password
- 1.5 How to Transfer Funds Using BOB Internet Banking
- 1.6 For BOB Retail Banking Users:
- 1.7 For BOB Corporate Banking Users:
- 1.8 Fees and Charges for Bank of Baroda Internet Banking
- 1.9 Bank of Baroda Mobile Banking App
- 1.10 Registering and Activating BOB M-Connect Services
- 1.11 (FAQs) BOB Net Banking
Unique Features of BOB Net Banking
Accessible around the clock, every day of the year, our services empower you to manage your account at your convenience, from anywhere. Internet Banking encompasses a suite of banking solutions available to customers via the internet. With this platform, you can effortlessly access your bank account, retrieve account statements, instantly transfer funds, make online purchases, and facilitate payments, all from the comfort of your office or home using a computer or internet-enabled device.
- Net Banking and Mobile Banking services offer robust security measures.
- They offer a comprehensive dashboard for a holistic view of your banking relationship.
- You can easily access and review recent and historical transactions, including debits and credits.
- Conveniently book deposits online.
- Facilitate money transfers through a variety of payment modes, including Internal Funds Transfer, Own Account Transfer, and other Bank Transfers via NEFT, RTGS, and IMPS.
- Streamline the process of placing stop cheque instructions.
- Request a new cheque book with ease.
Documentation Needed for BOB Net Banking
To initiate the registration process for BOB Net Banking, it is imperative to hold an active BOB savings account. Additionally, the following prerequisites are crucial for completing the Bank of Baroda net banking registration:
- Phone number
- PAN Card
- CIF Number, Branch Code, Country Name, and ATM Card Information
- Valid email address
How to Sign Up for Bank of Baroda Internet Banking?
Here is the step-by-step process for registering for Bank of Baroda Internet Banking:
- Visit the Bank of Baroda official website at https://www.bankofbaroda.in/.
- Scroll down and select the ‘Internet Banking’ option under ‘Ways to Bank’.
- Choose the ‘Retail User Login’ option, which will take you to a new page. Select ‘Online Registration Using Debit Card’.
- After entering the verification code, click ‘Continue’.
- Provide your BOB debit card details and ATM PIN on the following page.
- On the next page, enter your address, name, phone number, and select the type of facility.
- Accept the terms and conditions.
- Create a new net banking ID and password. Confirm the password before submitting it.
- You will receive a confirmation message that says “registration successful.”
Bank of Baroda Internet Banking Login Process and Activation
Upon finishing the Bank of Baroda online banking registration process, customers can activate the services by following these steps to log in to the bob net banking registration portal:
Step 1: Visit the official Bank of Baroda website and click on “Internet Banking.” Then, log in as a retail user.
Step 2: Enter your user or customer ID and the password you created during bob net banking registration
Step 3: Click the “Enter” button to access the BOB net banking portal.
Steps to Reset Bank of Baroda Net Banking Password
Here are the two instances when you should change your BOB Internet Banking password:
- When the password has been forgotten.
- When the password needs to be changed for security reasons.
Follow this step-by-step process to reset your BOB Internet Banking login password:
Step 1: Visit the BOB e-banking or internet banking login page.
Step 2: Instead of entering your password, click on the “Forgot Password” option.
Step 3: You will be redirected to a new page where you need to enter details such as your registered phone number and customer ID. Click on the ‘Submit’ button.
Step 4: You will receive an OTP on your registered mobile number. Enter the OTP for verification.
Step 5: You will be prompted to create a new password. Enter the new password and click on ‘Submit.’
Now, you can use the newly created password to log in to the Bank of Baroda e-banking service.
How to Transfer Funds Using BOB Internet Banking
Here are the steps to transfer funds using BOB Internet Banking:
- Log in to the Bank of Baroda online banking page or Baroda Connect.
- After a successful login, click on ‘Fund Transfer’ and select the option ‘Transfer to other bank.’
- Choose the payment option, i.e., IMPS/NEFT/RTGS.
- Select the ‘Beneficiary Account.’ If no beneficiary is added, click on the option ‘Add Beneficiary’ and enter all the details like Beneficiary Account Number, IFSC Code, and beneficiary name.
- Enter the amount and then click submit.
- The fund will now be transferred to the beneficiary account successfully. The user will even receive a confirmation message once the transaction is completed.
Transaction Limits for Bank of Baroda Net Banking
Bank of Baroda has established transaction limits for various types of transactions for both BOB corporate net banking and retail banking users. Here are the transaction limits applicable to BOB online banking:
For BOB Retail Banking Users:
Type of Transaction | Per Transaction Limit | Per Day Limit | Weekly Limit |
---|---|---|---|
Third-party payments | 7 lakhs 💰 | 10 lakhs 💰 | 12 lakhs 💰 |
NEFT and RTGS fund transfer | 10 lakhs💰 | 15 lakhs 💰 | 30 lakhs 💰 |
Government accounts and self-linked accounts | No limit | No limit | No limit |
For BOB Corporate Banking Users:
Type of Transaction | Per Transaction Limit | Per Day Limit | Weekly Limit |
---|---|---|---|
Third-party payments | 10 lakhs 💰 | 25 lakhs 💰 | 45 lakhs 💰 |
NEFT and RTGS fund transfer | 20 lakhs 💰 | 75 lakhs 💰 | 2 crores 💰 |
Government accounts and self-linked accounts | No limit | No limit | No limit |
Fees and Charges for Bank of Baroda Internet Banking
Transaction Type | Transaction Amount | Charges Applicable |
---|---|---|
IMPS | Upto Rs. 1,000 💰 | 💸 Rs. 2.50 |
IMPS | Rs. 1,001 – Rs. 25,000 💰 | 💸 Rs. 5 |
IMPS | Rs. 25,001 – Rs. 1,00,000 💰 | 💸 Rs. 7.50 |
IMPS | Rs. 1,00,001 – Rs. 2,00,000 💰 | 💸 Rs. 15 |
IMPS | Rs. 2,00,001 – Rs. 5,00,000 💰 | 💸 Rs. 20 |
NEFT | Upto Rs. 10,000 💰 | 💸 Rs. 2.25 |
NEFT | Rs. 10,001 – Rs. 1,00,000 💰 | 💸 Rs. 4.75 |
NEFT | Rs. 1,00,001 – Rs. 2,00,000 💰 | 💸 Rs. 14.75 |
NEFT | Above Rs. 2,00,000 💰 | 💸 Rs. 24.75 |
RTGS | Rs. 2 lakhs – Rs. 5 lakhs 💰 | 💸 Rs. 24.50 + GST |
RTGS | Above Rs. 5 lakhs 💰 | 💸 Rs. 49.50 + GST |
Bank of Baroda Mobile Banking App
BOB Mobile Banking account holders can access a range of services through the M-connect app, which is a mobile banking application. With this app, customers can conveniently perform online transactions, pay utility bills, recharge their mobile phones, and access essential information about their BOB bank accounts.
Registering and Activating BOB M-Connect Services
Customers can enjoy the services of the Bank of Baroda mobile banking app by following these steps:
- Download the BOB Mobile Banking app, i.e., M-Connect Plus.
- Open the app and click ‘Confirm’. The registered phone number will be fetched automatically.
- Click on ‘Register Now’ to register for the BOB Mobile Banking services.
- Enter the OTP received on the registered phone number.
- Add the BOB debit card details. The user will be prompted to create a login password.
- The user will receive their mobile banking pin or m-PIN through SMS.
- Enter the m-PIN and password to log in to the BOB Mobile Banking app.
- The BOB Mobile Banking services will be activated. The user can use the new login password and m-PIN for future logins.
(FAQs) BOB Net Banking
Are there any charges for net-banking services provided by Canara Bank?
Anyone holding a Bank of Baroda account can access Baroda Connect for internet banking. For joint accounts, specific account instructions such as ‘Either or Survivor’ or ‘Any One or Survivor’ must be in place to use net-banking. Additionally, you must belong to one of the following categories: Karta of HUF, any one/two/three/all partners, all partners jointly, or any one/two/three Directors.
Yes, BOB net banking allows you to make payments for Direct, Indirect, and State taxes, and you can receive instant tax receipts for free.
You can access internet banking for a joint account if the account’s instructions align with options such as ‘Either or Survivor,’ ‘Any One or Survivor,’ or ‘Karta of HUF.’
A: If you forget your Bank of Baroda net banking password, simply contact your bank branch or customer care. You will need to submit a ‘Forgot Password’ application directly at the bank branch. Once the application is accepted, a new password will be delivered to your registered address.