The HDFC Regalia First Credit Card marks the initial step into a world of indulgence. Explore the eligibility criteria, reward points structure, fees, charges, and benefits associated with the HDFC Regalia First Credit Card.
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Airport Lounge Access within India
- Enjoy 8 complimentary lounge accesses per calendar year within India (valid for both domestic and international terminals) using your Visa/MasterCard Regalia First Credit Card.
- Simply swipe your Regalia First credit card to avail the complimentary lounge access.
Travel Benefits
- Enjoy Free Airport Lounge Access with Priority Pass Membership
- Earn and Redeem Reward Points for Free Air Tickets
- Receive 7,500 Bonus Points Annually for Spends of Rs.6 Lac (from April 1, 2018 onwards)
Regalia First Privileges
- Exclusive Dining Privileges with Up to 15% Discount at Premium Restaurants Nationwide
- Earn 4 Reward Points for Every Rs. 150 Spent and Redeem for Exclusive Lifestyle Options
- Enjoy 1% Fuel Surcharge Waiver on Fuel Transactions (Minimum transaction of INR 400. Maximum cash back of INR 500 per statement cycle)
Click Here to Apply Online
Eligibility Criteria for HDFC Regalia First Credit Card
You are eligible for Regalia First Card based on the following,
| Customer Profile | Criteria | Emoji |
|---|---|---|
| Salaried | Age: Min 21 yrs & Max 60 Yrs, Income: Gross Monthly Income > Rs 40,000 | 💼 💰 |
| Self Employed | Age: Min 21 yrs & Max 65 Yrs, Income: ITR > Rs 5 Lakhs per annum | 🤝 💼 |
Fees and Charges
- First-Year Membership Fee: Rs. 1000/- + Applicable Taxes, Renewal Membership Fee: Rs. 1000/- + Applicable Taxes
- Welcome Benefit: 1000 Reward Points, Renewal Benefit: 1000 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)* – Terms & Conditions Apply
- Spend Rs. 1,00,000 in 12 Months and receive a Renewal Fee waiver for the next renewal year.
- For details on fees and charges applicable to your Regalia First Credit Card, please click here
Benefits
ANNUAL SPENDS BENEFIT
- Earn 7,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year*.
- Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year*.
- Earn 5,000 Reward Points when you achieve spends of Rs. 3,00,000 in the anniversary year and an additional 2,500 Reward Points when you achieve Rs 6,00,000 in the same anniversary year.Anniversary year is defined as a 12-month period from card setup or last upgrade/downgrade date. For example, if your card setup/upgrade/downgrade date is 01st May 2018, the anniversary year will be 1st May 2018 to 30th April 2019 and so on.
Reward Points Redemption: Redeem your Reward Points for exciting gifts from our exclusive MyRewards Catalogue. You can also accumulate the Reward Points and redeem them at a later date against air miles.
Net Limit: Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card.
Add-On Card: You can also get an Add-On Card on your HDFC Bank Regalia First Credit Card. Click here to know more.
Lost or Stolen Card: If you lose your Regalia First Credit Card or if it’s stolen, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card. We will immediately block all transactions on your card and initiate the process to deliver a new card to you within the next 3 business days. Any fraudulent transactions after reporting the loss will be borne by us. If you recover the card after having reported it lost, please do not use it. Cut it into 4 pieces, especially through the magnetic strip at least once, and return it to us.
Priority Pass Membership
Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world. Enjoy refreshments and use facilities including phones, faxes, Internet, and conference rooms. The Add-on member is also eligible for a Priority Pass membership. The Primary cardholder and the Add-on member can jointly avail 3 complimentary access to Priority Pass lounges outside India in a calendar year.
HDFC Regalia First Credit Card FAQ
You can earn 7,500 Reward Points on annual spends of Rs. 6,00,000 or more and 5,000 Reward Points on annual spends of Rs. 3,00,000 or more. Additional Reward Points are available for achieving specific spending milestones in the same anniversary year.
Redeem your Reward Points for exciting gifts from the exclusive MyRewards Catalogue. You can also accumulate the Reward Points and redeem them at a later date against air miles.
The Net Limit allows you to set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card.
Yes, you can get an Add-On Card for your HDFC Regalia First Credit Card. Click here to know more.
Report the loss immediately to our 24-hour call centre to carry zero liability on any fraudulent transactions. The card will be blocked, and a new one will be delivered within the next 3 business days.
Enjoy a complimentary Priority Pass Membership for access to over 1000+ airport lounges worldwide. The Primary cardholder and the Add-on member can jointly avail 3 complimentary accesses to Priority Pass lounges outside India in a calendar year.
