Introducing the Jana Bank Savings Account: Earn up to 7% Interest Rate in 2022. Why Opt for Jana Bank’s Savings Account? With an extensive network of branches in India and abroad, Jana Bank offers a diverse range of financial products, including the feature-rich Jana Bank Savings Account. This account comes with a multitude of benefits and services. Notably, it stands out for its no minimum balance requirement and provides access to ATM/Debit card, net banking, and mobile banking facilities.
At Jana Small Finance Bank, our Savings Account Product bouquet is meticulously designed with a philosophy centered on relevance. Each variant in our Savings Account lineup reflects this philosophy and aims to cater to distinct and significant demographic aspects of life. Whether you’re embarking on your savings journey, enjoying retirement, earning a salary, or a professional settled abroad, whether you’re a student or an ambitious woman pursuing her dreams, Jana Bank ensures that we genuinely enhance your banking experience!
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- 1 Jana Bank Savings Account Interest Rates
- 1.1 Distinctive Attributes of Jana Bank Savings Accoun
- 1.2 Jana Bank Savings Account Eligibility and Application Process
- 1.3 Eligibility Criteria
- 1.4 How to Apply
- 1.5 Key Benefits of Jana Bank Savings Account
- 1.6 Documents Required for Jana Bank Savings Accoun.
- 1.7 a) Individuals
- 1.8 b) Hindu Undivided Family (HUF)
- 1.9 FAQ
Jana Bank Savings Account Interest Rates
Outlined here are the relevant Interest Rates for balances in Domestic Savings Accounts. These rates are in effect from 11/10/2021 (subject to periodic changes).
Savings Account Balance | Interest Rate | Illustration |
---|---|---|
Up to Rs. 1 Lac | 4.50% | 4.50% will be paid on balances up to Rs. 1 Lakh |
More than Rs. 1 Lac up to Rs. 10 Lacs | 7.00% | 7.00% will be paid on incremental balances above Rs. 1 Lac & up to Rs. 50 Lacs |
More than 10 Lakhs and Up to 50 Crores | 6.50% | 6.50% will be paid on incremental balances above Rs. 50 Lacs & up to Rs. 50 Crores |
More than Rs.50 Crores | 6.50% | 6.50 % will be paid on incremental balances above Rs. 50 Crores |
Interest will be computed on a daily product basis. The accrued interest is deposited into the savings account on a quarterly schedule, specifically on the 1st of July, 1st of October, 1st of January, and 1st of April each year.
Distinctive Attributes of Jana Bank Savings Accoun
FEATURES | BENEFITS |
---|---|
Rate of Interest | Attractive interest rates up to 7% p.a. on your Savings Account |
Average Monthly Balance | INR 2,500 |
RuPay Debit Card | Unlimited withdrawals from any Jana Small Finance Bank ATMs across India |
Mobile Banking App | Mobile Banking App to perform Fund Transfers comfortably |
eKYC Enabled Account Opening | Open an account in minutes using our completely digitized process |
Jana Bank Savings Account Eligibility and Application Process
Eligibility Criteria
To apply for a Regular Savings Account with Jana Bank, applicants must be Resident Indians. The account is available for individuals, either as sole or joint account holders, as well as for senior citizens.
How to Apply
There are three convenient ways to apply for a Jana Bank Savings Accoun:
- Click here to apply online.
- Visit the nearest branch of Jana Small Finance Bank, where our Relationship Manager will guide you through the application process.
- Contact us, and our Customer Care Executive will schedule a service appointment with our Relationship Manager to assist you with the application process.
Key Benefits of Jana Bank Savings Account
Jana Bank, through its extensive network of branches in India and overseas, offers the Regular Savings Account with a host of advantages and user-friendly services. Some of the noteworthy features include:
- No minimum balance requirement
- ATM/Debit card, net banking, and mobile banking facilities
- Transfer accounts to any Jana Bank Branch without changing the account number
- Free issuance of passbook
- No inter-core charges for transfer transactions
- Availability of multicity cheques
- Safe deposit lockers
- Internet Banking, Mobile Banking, Kiosk Banking
- Nomination facility
- Personal Accident Insurance available at a nominal premium
- Multiple variants of ATM/Debit Cards like Gold Card, International ATM/Debit Card, etc.
- Can be linked to Multi Option Deposit (MOD) Account
Documents Required for Jana Bank Savings Accoun.
a) Individuals
- Aadhaar/ Proof of application of Aadhaar enrolment (not older than six months)
- PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted)
- FATCA Declaration (part of the account opening form)
- Recent Photograph
b) Hindu Undivided Family (HUF)
- Aadhaar/ Proof of application of Aadhaar enrolment of Karta/existing authorized signatories
- PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) of HUF
- PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) of Karta /existing authorized signatories
- Declaration from the Karta and Joint Hindu Family letter signed by all the adult holders as per format Annexure 2 attached
- Recent Photograph of Karta/authorized signatories
- FATCA Declaration (part of the account opening form)
FAQ
Jana Bank Savings Accoun. is open to Resident Indians, including both individuals (sole or joint account) and senior citizens.
You can apply for a Jana Bank Savings Accoun. in three easy ways:
Click here to apply online.
Visit the nearest branch of Jana Small Finance Bank, where our Relationship Manager will assist you.
Contact us, and our Customer Care Executive will schedule a service appointment with our Relationship Manager to guide you through the application process.
Jana Bank Savings Accoun. comes with a range of benefits, including:
Attractive interest rates up to 7% p.a.
No minimum balance requirement
Access to RuPay Debit Card for unlimited withdrawals at Jana Small Finance Bank ATMs across India
Convenient Mobile Banking App for fund transfers
eKYC enabled account opening for a quick and digitized process
Interest rates vary based on the balance in the account.
Average Monthly Balance requirement is INR 2,500.
RuPay Debit Card allows unlimited withdrawals from Jana Small Finance Bank ATMs.
Mobile Banking App facilitates easy fund transfers.
eKYC enables quick and hassle-free account opening.
Yes, you can link your Jana Bank Savings Accoun. to a Multi Option Deposit (MOD) Account for added flexibility.