The Bajaj Finserv EMI Card 2024 offers a wide range of features and benefits. Once you acquire the card, you gain access to its full functionality. With this card, you can easily avail various types of loans, and the application process is straightforward. Bajaj Finserv Card also offers flexible loan options, making it a convenient choice for everyone.
There is no minimum salary requirement to obtain a Bajaj Finserv card. All you need is a steady source of income that is sufficient for card eligibility. With the card, you can also enjoy unlimited rewards and cashback benefits.
Features | Bajaj finserv provides plenty of loan options with a lot of customisation The process is very fast and easy. It also provides value added benefits 🏦💰🔄 |
Eligibility criteria | Your age should be 21 to 60 years, if you want to apply for the card offline The age should be 23 to 65 if you want to apply for an online card 📅👨💼👩💼📝 |
Application process (Online/Offline) | Either you can apply for the card online or you can also apply offline You have to fill the application form and submit the required documents to get the card 🌐✍️📄 |
Documents Required | Pan card is a must if you to get a Bajaj finserv card Aadhaar card is also mandatory for address proof and identity proof 🆔📜🏠 |
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- 1 Bajaj Finserv EMI Card 2024
- 1.1 Eligibility Requirements
- 1.2 Application Process (Online and Offline)
- 1.3 Steps to Apply for Bajaj Finserv EMI Card
- 1.4 Documents Required for Bajaj Finserv EMI Card
- 1.5 How to Use Bajaj Finserv EMI Network Card
- 1.6 Advantages of Applying for Bajaj Finserv EMI Network Card
- 1.7 (FAQ) About Bajaj Finserv EMI Network Card
Bajaj Finserv EMI Card 2024
Bajaj Finserv provides numerous pre-approved loan options, allowing select customers to access loans within minutes. One standout feature is the availability of no-cost EMIs for all electronic appliances, making it possible for many middle-class individuals to purchase items on EMI without incurring any additional charges. Moreover, Bajaj Finserv offers loans such as home loans, personal loans, car loans, and more, all at a significantly lower interest rate compared to others. It’s important to note that there is a minimal annual fee that must be paid each year.
Eligibility Requirements
The eligibility criteria for the Bajaj Finserv card are straightforward and inclusive. There are no strict income requirements, and individuals with various income levels can apply. Here are the eligibility criteria for the Bajaj Finserv card:
- You can apply for the card if you are a salaried employee, self-employed, or have a regular source of income.
- For online card applications, the minimum age requirement is 21, and the maximum age limit is 60.
- If you choose to apply for the card offline, the age limit is between 23 and 65.
- The Bajaj Finserv card offers a shopping limit of up to 4 lakhs, which is suitable for most individuals. Special customers may be eligible for higher limits.
Application Process (Online and Offline)
The application process for the Bajaj Finserv EMI Card 2024 is straightforward and accessible to anyone who meets the eligibility criteria. To qualify, you must have a regular source of income to ensure timely repayments. You can apply for the card through either the online or offline application methods. While there are slight differences between the two processes, they are relatively straightforward, and you need not be overly concerned about the distinctions.
Steps to Apply for Bajaj Finserv EMI Card
Here are the steps to apply for the Bajaj Finserv EMI Car.
- Visit the Official Website: Go to the official website of Bajaj Finserv or visit a branch to apply for the card.
- Login to Customer Portal: If applying online, log in to the customer portal. In offline mode, you can obtain and fill out the physical application form.
- Find and Fill the Application Form: Once logged in, locate the “Apply Now” button and fill out the application form carefully.
- Select Monthly Credit Limit: You will see your pre-approved credit limit. Choose your desired monthly credit limit for the card.
- Complete Video KYC: Use your PAN card for video KYC verification. All required documents will be verified promptly.
- Pay Annual Fee: Pay the annual fee of 117 rupees (excluding taxes).
- Access the Card: You can access your card and check its balance and details on the Bajaj Finserv website.
Documents Required for Bajaj Finserv EMI Card
To apply for a Bajaj Finserv car, you’ll need to have a few documents ready. If you’re applying online, make sure you have scanned copies of all the required documents.
The required documents are listed below:
- PAN card for successful KYC.
- Identity proof such as Aadhaar card, voter ID card, passport, etc.
- Address proof.
- Signed Electronic Clearance Service (ECS).
How to Use Bajaj Finserv EMI Network Card
- Download the Bajaj Finserv Wallet App for Android or iOS.
- Install and open the Bajaj Finserv Wallet App, then complete the registration process.
- Click on “Wallet” to activate your Bajaj Finserv EMI Network Card.
- Once the card is activated, you can either use the online EMI store or the store locator to visit one of the partner stores.
- Select the product and make the payment by either logging into the Experia portal if shopping online or by swiping the EMI Network Card if shopping offline.
Advantages of Applying for Bajaj Finserv EMI Network Card
- Pre-approved Loan: Enjoy a pre-approved loan of up to Rs. 4 lakh, usable at 60,000+ partner stores in over 1,300 cities.
- E-commerce Convenience: Shop hassle-free on major e-commerce platforms like Amazon, Flipkart, MakeMyTrip, Paytm, Samsung, and more with your EMI Network Card.
- No Cost EMI: Purchase select products at partner stores without incurring any interest, thanks to the card’s no-cost EMI feature.
- Flexible Repayment Options: Benefit from a flexible repayment tenure ranging from 3 months to 2 years.
- Simplified Documentation: Submit basic KYC documents just once during the application process. Existing EMI Network Card holders are exempt from additional document submission.
- E-Wallet Integration: Access the Bajaj Finserv Wallet app for convenient, cardless payments, eliminating the need to carry your physical card at all times.
- Zero Foreclosure Charges: Rest easy knowing that Bajaj Finserv imposes no fees if you choose to foreclose your loan account after making the first EMI payment.
(FAQ) About Bajaj Finserv EMI Network Card
No, you cannot withdraw cash from any ATM or other platforms using the Bajaj Finserv EMI Network Card.
The loan amount available on the Bajaj Finserv EMI Network Card depends on several factors and can go up to a maximum of Rs. 4 lakh.
No, the Bajaj Finserv EMI Network Card is not a credit card. It is essentially a pre-approved line of credit offered through a card. You can use the loan amount available on the card to purchase a variety of electronic appliances from 60,000+ partner stores with minimal documentation and no-cost EMIs.
You can foreclose the loan taken via the Bajaj Finserv EMI Network Card after the payment of at least 1 EMI.
You can use the Bajaj Finserv EMI Network Card to buy most products at “No Cost EMIs,” effectively paying no interest. However, some products may attract a nominal interest rate.
You can check your Bajaj Finserv EMI Network Card statements by logging into the online customer portal – Experia. Alternatively, you can call 020-3957-5152 (call charges may apply) to request a copy of your statement.
The validity of the Bajaj Finserv EMI Network Card is mentioned on the card itself. Alternatively, you can check your card’s validity on the Experia portal or contact customer care for the information.